I'm not sure what the "TRUE Boomers" are supposed to do today 2012- We are already too old to actually work and contribute to social security. We've already contributed to an 401K or IRA and that's our supplemental income. WE WERE TOLD TO DO THIS! If you have a few buck in your 401K or IRA, then you saved alittle, you really couldn't save that much. It was to Supplement Social Security ONLY!